Welcome to the Technov8

Limited website! We’re a finance broker based in England & Wales (Company number 05377058). Our registered address is Bartle House, Oxford Court, Manchester, England, M2 3WQ. We are authorised by the Financial Conduct Authority (Firm Reference number 732414) and licensed by the Information Commissioners Office (registration number Z3652660).

By accessing our website (www.technov8.com) you’re agreeing to our terms and conditions. Please take a moment to read through them carefully. Keep in mind that these terms and conditions may change from time to time, so be sure to check back regularly for updates. If you don’t agree with these terms and conditions, please stop using our website.

About Our Services:

We’re not a lender and we won’t be providing you with any financial services directly. Instead, we’ll help you find lenders and other providers of financial services. The final decision to offer you a financial service will be made by the lender or provider, and we have no control over this.

Before any decisions are made, the lender or provider will assess your credit history and other information you’ve provided. It’s important that the information you give us is accurate, as providing misleading information could result in criminal proceedings against you.

If you’ve authorised a third party to access our services on your behalf, any instructions from that third party will be legally binding on you.

We reserve the right to modify or remove our services at any time without notice. Additionally, we may update the content on our website, which may result in temporary suspension of access.

By using our website, you represent that you are at least 18 years old and resident in Great Britain

Privacy & Cookie Notices

We have a separate Privacy Notice and a Cookie Notice. They are both  part of these terms and conditions. You can find a copy of it on our website. If you’re unable to access it, you can email us at dataprivacy@technov8.com and we’ll send you a copy. If you can’t accept our Privacy & Cookie Policy, please don’t use our website.

Intellectual Property:

All the material on our website is owned by Technov8 Limited and protected by UK copyright laws. You’re welcome to copy any information for personal use, but you can’t reproduce, publish, save or store any information without our prior written permission. Any unauthorised use of our website’s content may result in legal action.

Our Website Material:

All the images, information and images on our website are provided as is. Any other material or commentary posted on our website is not intended to be advice. We can’t be held responsible for any loss or damage caused by information from our website or from anyone who has been informed of that information. The information and articles on our website are for informational purposes only and shouldn’t be used as advice.

Links from Our Website:

Links to third-party websites and resources on our website are for informational purposes only. We’re not responsible for them or for any loss or damage that may result from using them.

Liability:

We won’t be held responsible for any direct, indirect, or consequential loss or damage caused by using our website or any websites linked to it, including loss of income, business, profits, contracts, anticipated savings, data, goodwill, wasted management time, and any other kind of loss or damage, whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

This doesn’t affect our liability for death or personal injury caused by gross negligence, fraudulent misrepresentation, or any other liability that can’t be excluded or limited under applicable law.

Under no circumstances will Technov8 Limited be liable for any direct, indirect, special, incidental, punitive, exemplary, aggravated, economic, or consequential damages, including loss of use, data, profit, opportunity or savings, arising from or in any way related to the use, inability to use, or result of the use of our website, or any information or other materials available on or through the site, whether based in contract, tort, negligence, or otherwise, even if Technov8 Limited or an authorised representative has been advised of the possibility of such damages. If your use of our website or any information or other materials available on or through the site results in the need for servicing, repair or correction of technology, records or data, you’ll be responsible for any costs incurred.

This doesn’t affect your statutory rights.

Exclusions:

Our obligations and responsibilities in case of a breach of contract do not extend beyond the agreement with you and do not include any obligation to a counterparty, intermediary, bank, or any other third parties that may be connected to you. You’ll be fully responsible for any loss or damage caused by providing incorrect or misleading information to us.

If a loss arises due to us and is caused by something beyond our reasonable control, including changes in the law or regulations affecting our normal operations, we won’t be held liable.

Only parties to these terms and conditions can enforce them, and provisions for associate companies are only applicable to them.

Abuse of Our Website:

You must not misuse our website by introducing malicious material, attempting to gain unauthorised access, or attacking our website. Doing so would be a criminal offense under English law, and we’ll report any such breaches to the relevant law enforcement authorities and cooperate with them by disclosing your identity. Your right to use our website will immediately cease in case of such a breach.

We won’t be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, programs, data, or other proprietary material due to your use of our website or downloading of any material posted on it, or any website linked to it.

Our website is only intended for use in Great Britain (England, Wales, and Scotland) and by users who are at least 18 years of age and reside in Great Britain. By downloading or using any software, technology or other content from our site, you represent and warrant that you meet these conditions.

Governing Law:

These terms and conditions and any disputes or claims arising from or connected to them will be governed by and construed in accordance with the laws of England and Wales or Scots law if you’re resident in Scotland at the time of entering into an agreement with us. The courts in England or Scotland, depending on your place of residency, will have exclusive jurisdiction over any claims arising from or related to your visit to our website, although we reserve the right to bring proceedings against you for breach of these terms and conditions in your country of residency or any other relevant country. Any agreement and communication between us and you will be in English.

Changes to Our Terms and Conditions:

We’ll post any changes to our terms and conditions online. It’s your responsibility to check this page frequently to take notice of any changes that may have occurred, as these changes will be binding on you. If you continue to use our website after any changes have taken place, you’ll be accepting our terms and conditions. Some provisions in these terms and conditions may also be superseded by provisions or notices published elsewhere on our website.